Funding Guidelines 

Unsecured Loan Program Details:

• Submit the latest six months of bank statements along with a simple one-page application to get started.

• Basic Eligibility Requirements:

  • Credit Score Minimum: 500

  • Monthly Revenue: At least $2,500 for the past six months.

  • Monthly Income Deposits: 4 to 6, depending on your business sector.

  • Time in Business: Minimum of 6 months.

  • Overdrafts: Up to 7 days allowed.

Loan Features:

• Loan Amounts Range: $2,500 to $1,000,000.

• Repayment Schedules: Flexible, including daily, weekly, bi-weekly, and bi-monthly options.

• Repayment Method: ACH (Automated Clearing House).

• Loan Duration: 3 to 24 months.

• Tax Liens and Bankruptcies: Applications still considered.

Additional Information:

• Application is free of charge.

• Suitable for various business types including home-based, online, LLCs, sole proprietorships, partnerships, and cannabis-related businesses.

• No collateral required.

• Businesses should be capable of multiple monthly repayments.

• Citizenship Requirement: U.S. citizens preferred, permanent residents eligible for loans up to $50,000.

• Credit Inquiry: Soft pull only.

• Geographic Eligibility: U.S.-based businesses in all 50 states.

• Loan Positioning: Funding available for 1st and 2nd positions.

• Documentation: Electronic contracts via DocuSign are available.

• Tax Benefits: Interest on the loan can be written off as a tax-deductible expense.